A Penny here, a penny there, pennies are actually everywhere. This is a picture of all the change in my piggie bank for the past couple of months. All the change after I've broken a dollar & all the money I've picked up off the floor. It somehow actually added up to $60 bucks. Too bad it won't get me a pair of Louis Vuittons. But I'm going to save up as much as I can.
January. The new start. Well it has a lot of changes in store for it that I have to prepare myself for in the future. For example, I am now NO LONGER on my parent's health insurance. Plan & simple it fucking sucks. I will now have to get about $120 out of each of my paychecks & my co-payment is now $30 instead of the $10 I used to pay. I think this is why I wasn't so anxious to get out of college because full-time students were still considered "kids" I guess in the health insurance world. I am grateful that my job does offer a health plan & it is less expensive than if I was paying it on my own but now I don't have dental insurance either. I get sick a lot. I'm actually a healthy person but I'm just one of those people who are very susceptible to colds, sinus infections, & other. I've had 3 medical reason surgeries in the past 2 years so I can't afford to not have health insurance. But it's extra money now out of my pocket.
Well now I gotta plan every action. Each month I try to do a "Saving Money" Post where I tell you what I will be doing to save a lil extra. Maybe one of these can help you out too.
1.)Semi-Annual Sales: My absolute favorite. I'm addicted to Victoria Secret's body sprays & panties so this is a great deal. $16 buck underwear is now $5.99. That's over 60% off. This sale is going on now til January 18th. Bath & Body Works is now having their Semi-Annual Sale with $3 & $5 bins everywhere of your scent favorites. I will be hitting them up later in the week.
2.)Magazine Subscriptions: You know those annoying pieces of paper that look like an index card that fall out of your magazine the second you open them? Well they can actually save you money. If you buy Cosmopolitian every month or like Marie Clare why not get a subscription & save some money? It's worth a shot. I did this & it's nice to not have to search the stores for the copies of them anymore too.
3.)Check your Credit Card Bills: I actually was doubled charged in Express this past month. I called my cred card company & got it resolved but if I hadn't looked I would have paid an extra $32 this past month. Look for anything that looks weird too.
4.)Salad Bars: I know not every super market has one but if they do check it out. Okay so here's the deal with this. You can go to Panera & spend $7 on a salad when you don't like everything in it. Well you can go to a salad bar & get EXACTLY what you want for about $4.99 per pound. That's a hell a lot cheaper & you'll get more for your money. It's also healthy too.
5.)Save your Pocket Change: A lot of people just throw their change into their purses or jam it into their pockets & don't give it much thought. Saving your change in a jar or putting it into an actual change purse or that lil zipper in your wallet can help you save money or feel like you have more cash. It adds up too. I got an extra $60 bucks from just change.
That's a short list for you. That picture is Katie Holmes from the movie "Mad Money". I usually do a longer list but with Christmas in the shadows of the past few weeks I've spent a good amount of money. Well now it's really time to start buckling down be conscious of it all. Money is a wicked lil thing that really needs a house to be dropped on it, ASAP. =)
Day #2: Smile Project 10': The movie "It's Complicated". I laughed so hard. Meryl Streep is awesome.
Day #3:: I can see my floor in my bedroom again. I cleaned for about 3 hours. I have NO idea where anything is but it looks clean. =)