Monday, November 29, 2010

I need a lil bit of luck here...The Condo Ordeal will soon come to an End...I HOPE!

For the past 5 months there has been a thorn in my side because early July I decided to buy my own condo. From DAY 1 it has been a complete and utter disaster. In the last minute of my first attempt to get a mortgage they denied me the loan in the last minute because they couldn't find a home sale in my area of 10% down to compare my place to. THEN the mortgage people decided they weren't going to answer their phones for me for a week or 3. Or answer an email. I got a new mortgage & then the man that was supposed to say "Your Approved" would not answer his phone or email for a week so my future plans sat on a desk for a while...then some more time went by. I've had enough.

After calling the President of Bank of America, yes my mortgage problem is because Bank of America mortgage department in NY is run by complete idiots, we finally got everybody on the phone & this all gotstraightened out. There was no excuse for this taking 5 months to clear when I have a great credit score & have given them EVERY bit of information they needed either that day or the next.

By the end of this week I will get the "Approval" statement & I can finally yes FINALLY get a closing date & move into my new place. I have sooo much stuff that I can't wait to put in my new place. I want to hang up my pale yellow shower curtain, finally have a queen size bed, use my crock pot I stood in line on Black Friday for, & actually be living in my own place.


Now...I need a lil bit of luck that this time when they say it will be resolved by the end of this week that its the TRUTH. *knock on wood* I want to decorate my place for Christmas. I want to finally be able to be happy about this life choice. I want to take that next step in adulthood.

I'll find out more info this week but I'm keeping my fingers crossed, wishing on stars, waiting for 11:11 to get an extra wish in there, & hoping...hoping for it all...Wish Me Luck!!!

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38 comments:

Denysia said...

Good luck on your condo! :)

Christopher said...

Good luck! After all you've been through with this place you definitely deserve it.

Dancing Branflake said...

That is so incredible!!! Fingers, toes, and eyes are crossed that all goes smoothly.

Maria said...

congrats and goodluck! and don't forget to post pictures of your new place, ok? :)

Krystal said...

ugh how frustrating! sending you tons of luck..

tess said...

Glad this drama is finally coming to an end, you'll love having your own space!

Diana Mieczan said...

Good luck, darling..I know how much this means to you..I bet everything will be great! Kisses and hugs

我 moi said...

Aw good luck in condo searching!

just call me jo said...

This will be such an exciting holiday IF you get in your own home. I send you every good vibe I have in my arsenal. I hope, I hope, I hope...

Erika @ ~TiptoeButterfly~ said...

ahhh the stress of owning property! - welcome to the club! ... fun part is DEF the decor - not so fun stuff - when over the years you buy things thinking it'll be perfect, to move in, find them, and say, WOW that was a waste of money ... yea true story - sucks ..

HAVE FUN DECORATING NOW!!!!

Chrissy said...

GOOD LUCK!!!

kimberrleigh said...

good luck! :)

Tanya (a Taste of T) said...

Oh dear. Sending you lots of luck!

Susan R. Mills said...

Ah, Bank of America... we had some issues with them too. Anyway, good luck! Hope it all works out.

Mo Pie, Please said...

Good luck!!! It makes me so nervous to think of having to go through all of this realy soon to buy our own house. I hate banks and getting approved and credit and all of that. Ack! But seriously, good luck with it all!

Celia said...

Good Luck!! The Love and I had very similar issues with BoA as well. Ugh! Frustrating!! I hope they stick to their words this time!! Can't wait to see pics of the new place! :)

Kristin said...

The lace of urgency in mortgage depts. floors me!

btd. said...

Good Luck! I really pray that you get the approval as soon as possible! :)

Vic said...

i can totally relate to all the crap these people pull....it'll be worth it in the end....wishing you the best.....i wanna see that crock pot...ur brave btw....i didn't go out black friday! and decorating your place is the best feeling...so i'm knocking on wood my friend!

Jaime @ La vie...J'aime said...

aghhh what a pain!! keep the faith- good luck!

Nubiasnonsense said...

Goodluck!!

Brunch at Saks said...

Good luck love! Hope it is all over for you soon xoxo

Ann said...

I sincerely wish you luck...

Hope this problem will be over soon...

And hope this thing won't spoil your holiday spirit:)

Laura Darling said...

Oh wow...what a process! Good luck!!

Amber Rose said...

I'm sorry that you've had such a headache.

Thank you for your comment on my woe-is-me blog.. Honestly, you warmed my heart. Gals like YOU make me glad to be a part of the blogging community.

I can't wait to hear about your new place, doll.

Love,
Amber.

OceanDreams said...

Hey love, sorry it's been such a pain but I hope everything works out for you! Hope you are doing well too. :)

Imogen said...

Good luck. I hope that everything works out for you.

Cafe Fashionista said...

I'm so sorry to hear about your ordeal, Melanie; though I'm glad that it is finally coming to an end.

Good luck, my love! I am so excited for your new place!! :)

Diana Mieczan said...

Ps: I am hosting a beautiful scarf GIVEAWAY today, just in time for Christmas.

Kisses,sweetie and Happy 1st of December:)

Arianna Belle {Organized Interiors} said...

I know how frustrating it can be -believe me I've been there too. Good luck! Hope it all works out! If not, I recommend trying for an FHA loan which requires less than 5% down.

J. said...

Good luck! Hopefully it will be worth all the hassle in the end! :)

Melissa Blake said...

May luck continue to be on your side, Melanie!! xoxo

Jennifer Fabulous said...

Omg this is AWESOME news!!! Words can't describe how happy I am for you, Mel. I know it's been a rough road, but I was really hoping you would get there.

Good luck with the move. I cannot WAIT to see pics of the new place. xoxo

chrischaos said...

gooood luuuck!!

drollgirl said...

FINGERS CROSSED FOR YOU, big time!!!

*Simply Colette* said...

Good luck! I'm so hoping for you! & can't wait til the day you show us pics from the condo! :)

xo,
nicolette

Madeleine said...

Good luck!! I hope it gets resolved soon and you get to move. xx

CAPow! said...

I can't wait until this is over for you! and I hope it end with you in your new place!

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