Wednesday, July 14, 2010
The biggest decision I've ever had to make...
The biggest decision I've ever had to make is whether to use Grape Jelly or Strawberry Jelly! lol! Just kidding. My big decision is that I have been propositioned to buy a condo. MY VERY OWN CONDO!!! I never have been interested much in buying a house because A)I can't afford it & B)The maintenance on it omg! C)I really don't know how to do yard work at all. So condo it is. Let me tell you about what I would be buying...
It's a studio apartment with 3 closets, a large walk-in with shelves, a linen & a smaller closet for coats; the kitchen is it's on separate room with enough space for a small dinette attachment; second floor so I don't have to hear people above me; free laundry; parking space; one large living area with an open ceiling towards the stairs & I know the people because the condo is in the same development as my parents. Yeahhh that would seem like a drawback because I don't want another "Everyone loves Raymond" deal but I'm not in the same building or parking lot. It would be enough space.
I...well it's completely do-able. I can afford it, I might be able to be approved for a 4.125% mortgage rate which is a steal. The common charges are low...and most of all, I'D HAVE MY OWN PLACE!! I could decorate it however I want, I can have whoever stay over *Cough* CJ *Cough* & I'd be out of my parents house. I don't want to rent ever because it really doesn't pay for me. My mortgage payment + internet bill + electric bill would be less than renting this condo. It's just that...this is a big step. A *HUGE* step. Am I ready to take this plunge?
It wouldn't bankrupt me doing this either & I would even get money for closing costs free & clear. I feel like I'd be a fool to let this opportunity go to waste but if I buy something & CJ & I's relationship gets more serious would he move in with me? Or would I have to rent this out & move in with him? I don't know. There is alot to figure. It's not the largest of spaces but for me, it might be just right. This is really happening fast & I don't know if its too fast. I'm honestly terrified. But like my boss said, "You have to take big risks to get big rewards."
It's normal to be scared about buying your first place right? I mean I feel older than I am, having 4 surgeries in 2 years & drama that could take days to write does make you feel jaded but this is real. This is really happening. I'm not sure about this making this decision. I'm going to see it again tomorrow & maybe CJ will see it too to help me out on the choice.
I would love a place of my own...I've been dreaming of it for like ever. I want to decorate & make it my own. Maybe this is it? Maybe? I'll keep ya posted. Any Advice would be fabulous or tell me about your first place? Were you scared? I need all the help I can get!